General

An Overview of the Biden Plan to Protect and Build on the ACA

President-Elect Joe Biden has a new health insurance plan for America once he is inaugurated as President on January 20th.  He plans to build on the existing Affordable Care Act as opposed to creating an entirely new plan.  Below is a synopsis of The Biden Plan to Protect and Build on The Affordable Care Act.

  • Expand eligibility for tax credits for more than 400% of poverty level (current limit)
  • Calculate tax credits based on Gold Plans (currently based on Silver)
  • Capping premiums at 8.5% of family income (currently 9.86%)
  • If a family is covered by an employer plan but the individual marketplace plan would be less (due to […]
By |2021-03-19T16:00:34-04:00January 14th, 2021|General|

Who’s to Blame for the High Cost of Healthcare?

It is quite common for a politician to point fingers at who is to blame for the rising cost of healthcare. In addition, policy holders have to fork over a huge portion of their monthly salary for coverage they may never use. I am not writing to politicize the issue or as a consumer advocate (not that I am against that concept), rather I am trying to identify a method to truly understand the cost of the healthcare to society, identify who really is to blame, and form an opinion on what each can do to stem the rising tide.

Understanding the cost of health care

The cost of healthcare […]

By |2020-06-02T16:54:08-04:00February 8th, 2016|General|